I have started on this journey to simplify my life, which I am managing to do in small ways, but then others take a dramatic backward turn. I am documenting my debt levels for the last five months, and I am mortified to find that it has actually risen every month!! And for July, it rose more than $600!! I am living beyond my means. I know where some of the problem lies (a daughter not paying her way), but the rest of it lies with me for not compensating for this disability.
I've said it before, and I'm saying it again, it starts now with getting back on track. I was so good when I met my mortgage four years ago, but a teenage rebellious daughter and an improved social life are impeding my debt reduction efforts.
So, I resolve to:
1. Bring my lunch for a year,
2. Not using my credit card ( I will freeze it tonight!), and reduce its limit each time I can decrease it (startingat $5000)
3. Clear out the rest of the clutter in my life: cane hutch and garage tonight.
I will pop back in tomorrow and keep you updated. Man, this seems like hard work!!! :-)
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